Wednesday 30 March 2016

Saving from Pregnancy Check Up

In 2012, I am pregnant with my first child. One of my friend who is a doctor in the public clinic suggested me to be referred from his clinic to Kandang Kerbau Hospital aka KK Women's and Children's Hospital (KKH) for regular pregnancy check up. This is because at the point of time I am 27 years old and less likely to have any complications during pregnancy that needs a specific doctor to attend to me. As such I decided to take his advise.

To my surprise during my first check up bill was being heavy subsidy by the government. It was more than 50%. Wow great saving to me as I am just started out in my job after graduated from the university. An average check up would cost me about $200 but with the help of the government, it cost only about $100.


In addition, my husband got a company privilege card that allows us to deduct 60% of the final bill from his Medisave as such we only pay cash 40% in cash (etc. $100 X 0.4 = $40). I had about 9 check up during my pregnancy as such I had to pay $40 X 9 = $360.


I was fortunate enough to be selected for a research conducted by KKH and I received $80 in cash. When I am again pregnant with my second child, I was again being selected by KKH for another research that gave me $100 in cash. As such if you notice any research conducted by the hospital, please join as they might be giving you money.


In conclusion my pregnant check up is about $360 - $80 = $280 which I believe is one of the cheapest if not the cheapest in this city. However, there are cons to it. You will have to wait for an average 3 hours in total per check up cause there will be many people like me that wanted a affordable medical bill. Another con is that you wouldn’t be able to chose a specific doctor to follow up on your progress but so far I don’t have any bad experience when they are of different doctors. As all the doctors and nurses that I experienced from my two pregnancies are generally nice, kind and professional that makes my pregnancy an enjoyable journey.